ശമ്പളം എവിടെ പോകുന്നു?
Know where your salary goes. Just chat.
Log any spend in plain Malayalam, Manglish, or English — by text or voice. Blipko sorts it into a 50/30/20 budget and tells you what's left, instantly.
Every rupee, auto-sorted
Your income splits into three simple buckets — the proven 50/30/20 rule.
Just type what you spent
No forms, no categories to pick. Blipko sorts it and tells you what's left.
Everything you need
Budgeting that fits in a chat. Built for Kerala.
Chat in Your Language
Type "lunch 220" or "auto 60" in Malayalam, Manglish, or English. Blipko reads it and logs the spend.
Voice Notes Too
Send a voice note on the go. It's transcribed instantly and added to your budget — no typing needed.
Auto 50/30/20 Sorting
Every spend is auto-categorized into Needs, Wants, or Savings. No manual tagging, ever.
Instant Budget Health
Send /status anytime to see how much is left in each bucket and your safe daily spend.
Heads-up Before You Overspend
Blipko nudges you when a bucket hits 80% — so the month doesn't end with a surprise.
Monthly Report + Web Dashboard
Get a /report each month, and dive into trends, categories, and history on the web — no app install.
On the roadmap: Savings goals · Recurring bill tracking · Receipt photos · WhatsApp support
Frequently Asked Questions
Got questions? Here are answers about how Blipko works for Kerala users. Still unsure? Reach out below.
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