Blipko for Telegram is here See what’s new · Aug 9
Powerful tracking,
zero hassle.
Text your spending to a Telegram bot in Malayalam, Manglish, Hindi or English — or just send a voice note. Blipko sorts every rupee into a 50/30/20 budget and tells you what's left before you overspend.
Just say it
Send "chai 30" and it's logged. Type or speak in English, Hindi, Manglish or Malayalam — code-mixed is fine, because that's how people actually write.
- Text or voice notes
- Several spends in one message
A budget that fits real life
Every spend lands in Needs, Wants or Savings, and the cycle follows your payday instead of resetting on the 1st. Rent and subscriptions post themselves.
- 50/30/20, fully adjustable
- Recurring bills and income
See the whole picture
The dashboard stays in sync with your chat. Filter your history, watch each category, and set money aside for goals you're actually saving towards.
- Analytics and CSV export
- Savings boxes with a ledger
Ask, and it answers
Send /status for what's left in each bucket and your safe daily spend, or /report for the cycle summary. Blipko can nudge you when a bucket crosses 80% — opt-in, and you pick the volume, from gentle to relentless.
Budgets per category, not just per bucket
Wants covers both your coffee habit and your gym membership. Split it up, pin the budgets you don't want touched, and let Blipko suggest the rest from how you've actually been spending.
Rent shouldn't need retyping
Set a bill once and it posts on its due date every month, income included. Your budget window runs payday to payday, so a salary on the 25th doesn't get split across two months.
Know what's coming in, not just going out
Income is tracked alongside spending, so the budget reflects what you actually earned this cycle rather than an assumption. See income against spend and your net at a glance.
