A report that remembers last month

FeatureImprovement

Most money summaries reset to zero every month. You read them, resolve to "be more careful", and next month starts from scratch. The cycle report now carries a thread from one cycle to the next.

What was unusual

Alongside the biggest movers, the report names any category that ran at least double its usual — measured against the last few cycles, not just the one before — so a one-off jump in food delivery stands out from your normal rhythm. Small amounts are ignored; ₹40 becoming ₹120 is not news.

One thing to change

Every report now ends with a single, concrete suggestion: bring an unusual category back toward its usual, keep a bucket within a daily figure, or move a savings shortfall on payday. One, not five.

Did it work?

The next report checks that suggestion and tells you plainly: done, or what it came in at. No storage, no streaks — it is worked out from your own records.

One tap: how clear does it feel?

Right after the report, one question: how sure are you about where your money went? Tap 1 to 5. It's how we find out whether Blipko is actually making things clearer.

Kinder wording

"Leaks", red crosses and "overspent" are gone. An overrun now reads as "₹1,200 past budget" — the same fact, without the guilt.