Blipko is a budget tracker now

Feature

Tracking what you spent is only half of it. The question people actually ask is can I afford this? — so Blipko now runs a real budget behind every message.

Every expense is sorted into one of three buckets:

  • Needs — rent, groceries, bills. Target 50% of income.
  • Wants — eating out, subscriptions, that impulse buy. Target 30%.
  • Savings — what you keep. Target 20%.
The Blipko dashboard showing bucket budgets and recent spending
Blipko dashboard category section showing how they keep in the budget

New commands

  • /status — where each bucket stands and how much you can safely spend per day for the rest of the cycle.
  • /report — a monthly summary of where the money went.
  • Undo — got a number wrong? Undo the last entry from the chat.
The Blipko dashboard showing bucket budgets and recent spending
Blipko commands rows

Nudges, at your chosen volume

Blipko can warn you as a bucket fills up. You pick the dosage — off, gentle, aggressive, or relentless — so it's a nudge, not nagging.

Showing the settings page of the blipko notification frequency
Your preferences is matters.

Nudges default to off. Turn them on from the bot's settings whenever you want them.

Fixed

  • Linking a Telegram account to an existing web login now merges the two instead of creating a second account, so bot expenses show up in the dashboard straight away.